Terms of Service

Last updated: March 2026

1. Operator

Investors Decoded is operated by F & L AYER SARL, Route d'Ursy 11, CH-1675 Vauderens, Switzerland.

2. Acceptance of Terms

By accessing and using Investors Decoded ("the Service"), you accept and agree to be bound by these Terms of Service.

3. Description of Service

Investors Decoded provides educational content about investment strategies and investor playbooks. The Service is for educational and informational purposes only.

4. No Financial Advice

The content provided does not constitute financial, investment, or trading advice. All content is for educational purposes only. Past performance does not guarantee future results.

5. Payments

Access to premium content requires payment. Guides are one-time purchases. All sales are final. Payments are processed securely via Stripe.

6. Intellectual Property

All content is the intellectual property of F & L AYER SARL. Purchasers receive a personal, non-transferable license. Redistribution is prohibited.

7. Disclaimer

The Service is provided "as is" without warranties. Trading and investing involve substantial risk of loss. You are solely responsible for your own investment decisions.

8. Governing Law

These terms are governed by the laws of Switzerland. Any disputes shall be resolved in the courts of the Canton of Fribourg, Switzerland.

9. Contact

F & L AYER SARL
Route d'Ursy 11
CH-1675 Vauderens, Switzerland
Email: email@investorsdecoded.com